Living paycheck to paycheck is not only stressful, it's sure to be your express ticket back into debt. Budgeting may be the best way to steer clear of debt problems. Our Financial Health Consultants can help you determine how much of your income must go to "paying the bills" and how much of it can be considered "disposable" income. We'll also explain how a savings fund can alleviate the stress of dealing with unforseen expenses. Our consultants will help you prioritize your spending and create a realistic budget you can live with.

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With coaching help from Acredex, you can:

• Learn How and Why You Make Certain Financial Decisions
• Get Debt-Free Faster
• Save Money
• Meet Your Personal Financial Goals
• Live Well, Financially

With credit counseling help from Acredex, you can:

• Reduce Your Monthly Payments
• Solve Your Debt Problems
• Get Debt-Free
• Build Your Credit
• Create a Realistic Budget