If you're falling behind on monthly payments, Acredex can help. We will contact creditors on your behalf to negotiate a more manageable repayment plan. We can save you money by arranging for special terms with creditors such as lower interest rates, no late fees, and more. These are terms you would likely not get on your own. And once creditors know you're working with us, the collection calls should stop.

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With coaching help from Acredex, you can:

• Learn How and Why You Make Certain Financial Decisions
• Get Debt-Free Faster
• Save Money
• Meet Your Personal Financial Goals
• Live Well, Financially

With credit counseling help from Acredex, you can:

• Reduce Your Monthly Payments
• Solve Your Debt Problems
• Get Debt-Free
• Build Your Credit
• Create a Realistic Budget