When I sign-up for service, what am I agreeing to do?
You are agreeing to do three things:
- Schedule and pay for your consultation with a certified consultant. The fee is $95.00 for 1 hour.
- Provide information that’s as current and accurate as possible, prior to your consultation, about each of the following: (Forms are provided for you.)
- Your Income and Assets
- Your Debts/Liabilities
- Your Living Expenses
- Your Financial Goals
- Actively participate in the consultation so that an appropriate plan of action can be prepared and presented to you.
- What types of debt can you help me with?
- How does your service work? Do I give you money to pass on to my creditors?
- How can you help me payoff my debt?
- Are your Financial Health Consultants qualified?
- Is it possible to settle my own debt?
- Can't I create my own repayment plan and get the same results?
- How do I know if I need debt assistance? How can I tell if my debt is out of control?
- How long does a consultation last?
- How long does it take for you to create my action plan?
- What happens during my consultation?
- Will I have to give up my credit cards?
- Who is responsible for getting payments to my creditors?
- How are consultations conducted?
- With your help, how long would it take for me to get out of debt?
- Do I have to be behind on my debts to qualify for your assistance?
- When I sign-up for service, what am I agreeing to do?
- Will my creditors know I have an appointment with you?
- Who will have access to the information I give you?
- Do you contact my creditors?
- Do I need a debt management plan?