A credit score is a determined by each of the three major credit bureaus from information found in your credit file. Scores can be different at each bureau and range between 300 and 850. Lenders use these scores to determine who qualifies for a loan, at what interest rate and what credit limits. Your credit score is based on the following:

35% - Payment History
30% - Amounts Owed
15% - Length of Credit History
10% - New Credit (whether or not you are applying for and obtaining new accounts)
10% - Types of Credit in Use

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My ex-boyfriend and I share credit card debt, who is responsible for paying it?
What is a debt resolution plan?
What is an action plan?
How much credit card debt is too much?
How can I get a copy of my credit report?
How can I establish credit?
What is a credit score?
I'm making my monthly credit card payments and not using my card anymore, why isn't my debt getting any smaller?
What is the Fair Debt Collection Practices Act (FDCPA)?
What is debt settlement?
What is the difference between secured and unsecured debt?
What is bankruptcy?
What is a debt management plan?
What is debt consolidation?